Privacy Policy – LockMate Credit™

Effective Date: 04/08/2026

LockMate Credit™ (“Company,” “we,” “our,” or “us”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website and services.

1. Information We Collect

We may collect the following types of information:

Personal Information

Full name
Email address
Phone number
Date of birth
Social Security Number (SSN), where required
Billing and payment information

Technical Information

IP address
Browser type
Device information
Website usage data

2. How We Use Your Information

We use your information to:

Create and manage your account
Process payments and subscriptions
Provide credit-building services
Facilitate reporting through third-party partners
Communicate with you regarding your account
Comply with legal and regulatory requirements

3. Credit Reporting and Third-Party Partners

LockMate Credit™ does not directly report to credit bureaus.

We work with third-party service providers, including eCredable, to facilitate the reporting of eligible payment data.

By using our services, you acknowledge that:

Reporting is handled by third-party partners
Not all payments may be reported
Reporting timelines and acceptance are determined by third parties

4. How We Share Your Information

We may share your information with:

Payment processors such as Stripe
Credit reporting partners, including eCredable
Identity verification and compliance service providers
Legal authorities if required by law

We do not sell your personal information.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission or storage is completely secure.

6. Data Accuracy and User Responsibility

You are responsible for providing accurate information. If you believe your information is incorrect, please contact us to request a correction.

7. Your Rights

You may have the right to:

Access your personal information
Request corrections
Request deletion (subject to legal obligations)

8. Data Retention

We retain your information only as long as necessary to provide services and comply with applicable laws and regulations.

9. Cookies and Tracking Technologies

We may use cookies and similar technologies to enhance user experience and analyze website performance.

10. Compliance with Law

We operate in accordance with applicable laws, including the
Fair Credit Reporting Act.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

12. Contact Information

If you have any questions about this Privacy Policy, please contact us:

Email: admin@lockmatecreditbuiler.com
Address: 3848 SUN CITY CENTER BLV
STE 104
RUSKIN, FL 33570 UN